But, why? What makes insurance such a necessity? Great question! Here are three reasons why you – and your vehicle – must have comprehensive auto insurance:
Other Drivers Are Unpredictable
It’s alarming how often people rely on their own safe driving as justification for shoddy insurance. No matter where you are, you should never – ever – presume to know the intentions of other drivers. Especially if you have a job that involves long commutes or excessive time in traffic, you need comprehensive Tennessee auto insurance.
Because Tennessee Law Says So
Tennessee auto insurance law consists of a mandatory minimum 25/50/15 for liability coverage. That’s $25,000 in bodily injury per person, $50,000 in bodily injury per accident, and $15,000 in property damage per accident. That being said, sticking to the absolute minimum can still leave you at tremendous for financial disaster in the event of an accident. Talk to the car mechanics at the auto repair shop in Hixson for suggestions on what agencies may have the most comprehensive and affordable deals.
Additional Convenience Services
On top of protection from the property and personal damage, Tennessee auto insurance can cover a slew of potential headaches that don’t result from an accident. Roadside assistance in case of a breakdown, rental car reimbursement, glass coverage (for your windshield and windows), and other policy features can become forces for salvation in the event of an unpredictable inconvenience. Car mechanics at S&S Auto repair shop in Chattanooga can help you pin down exactly what extra services your vehicle is likely to need.
But What Auto Insurance Do I Need?
Great question! The specifics of auto insurance policies vary from driver to driver, but the most important things to keep in mind are legal standards and comprehensive safety. Of course, finances need to be considered as well, so when shopping for auto insurance bear in mind the balance between fiscal responsibility and comprehensive safety.
At the very least, make sure to meet the state minimum requirements for Tennessee auto insurance, and consider some form of umbrella or comprehensive auto insurance. Talk to S&S Auto Repair for advice on which agencies may be right for you.